November 18th, 2008
Here’s a simple fact of life that many of us forget – worrying doesn’t change anything. It does no good to sit and worry or to be consumed by endless worry that you will be affected by challenges. This isn’t always easy, especially for some personality types.
Coping with difficulties will raise worries about how the future will be different or even about how you will survive on a fixed income when the price of everything is rising. There are things you can do about any situation. And that’s where you need to focus. Action alleviates worry.
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November 10th, 2008
As the economic meltdown continues into another month, the global economic challenges are affecting people in ways they didn’t expect. Although it seems strange that no one was able to see this crisis coming, it cannot be denied that the housing market and the falling stock market are affecting most of us. Costs for such essentials as heating our homes and buying groceries are rising. Because it doesn’t look like there is a quick fix for the world’s economic woes, it is becoming necessary for most of us to start thinking about ways to scale back our plans and cut corners and reduce spending on many things.
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October 27th, 2008
It has been a crazy couple of weeks in the economy. Most of us are feeling the pinch. In fact, many of us have been feeling the pinch for some time. The recession the government kept denying is pretty undeniable now. So what does it mean for you?
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- You might be among the millions of Americans whose retirement plans have lost a whopping 20% in the last 15 months (or even in the last two weeks!).
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- You might be among the 50 million Americans who rely solely on Social Security to pay the bills with a mere 2.5% increase in the last year.
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October 14th, 2008
My new book, Prime Time Makeover, is available
at www.primetimemakeover.com, Amazon, Barnes & Noble!
Don’t Settle for Retired
Get Re-Fired
A study at Cornell University showed that 57% of retirees
wished they had planned more for the non-financial aspects of their retirement.
Are you among them?
Now, retirement comes with a user’s manual.
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June 23rd, 2008
I recently spoke with someone who has, for a number of reasons, not been doing any exercise for several months. She works at a job that keeps her in a chair all day. In addition, she has both fibromyalgia and rheumatoid arthritis. She is in a certain amount of pain all the time; and her pain is more intense at other times.
She recently told me she has started swimming every day. She is being very sensible and starting slowly and swimming longer as she builds strength and endurance. She is also now able to do exercises in the water, which provides the needed movement and exercise without the pain and risk of damage to joints from the impact of a number of other types of exercise.
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May 13th, 2008
There is always discussion within families about what people leave behind when they pass on. This is a big concern and a very emotional issue for both retirees and their families. Most of us want to leave behind some sort of legacy. For some, this is money; for some, it is their children; for some it is a moral or intellectual legacy.
The generation that is now over 65 has tended to follow the thinking of their parents in believing it is important to leave their children a financial legacy. Many in these generations will make amazing sacrifices to ensure that there will be some inheritance for their family. Others will make sacrifices to ensure a legacy gift to a charity or institution that will cause people to remember them.
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April 29th, 2008
There is good news about your mind in retirement!
The National Institutes of Health conducted a study of people aged 70 and older. They found that the number of people coping with some form of cognitive impairment in this group has declined from 12.2% in 1993 to 8.7% in 2002.
Why is this true? There are probably several reasons: the study cites improved treatment for stroke, heart disease and vascular conditions, as well as changes in lifestyle and the effect of those changes on cardiovascular health. My personal opinion is that another factor is the number of people who are working longer or otherwise staying active and engaged and the number of people who are actively exercising their brain through games, puzzles, lifelong learning, and other activities.
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April 25th, 2008
The Earth Times recently reported on a study conducted by Transamerica Retirement Management, Inc. The study polled working adults 55 and over about their expectations of retirement, their plans for retirement, and their feelings about the uncertainties of transitioning into retirement and being financially secure.
The study debunks the widely held belief that retirees are generally intractable. In fact, a majority of the people surveyed indicated that they find change exciting or that they believe they are able to handle whatever comes.
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April 11th, 2008
Many of us who are now over 50 are considered part of the Sandwich Generation. The sandwich generation refers to a generation of people reaching traditional retirement age who are caring in some way for both elders and children or grandchildren. The size of this group is growing rapidly as life expectancy increases and we see the development of children born to us later in life (than the age of our parents when we were born).
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April 7th, 2008
I have discovered some wonderful programming on TV. Despite the writer’s strike and the comments of some who think television is harmful or of poor quality, I have found that television offers both great entertainment and information. And, with cable, direct TV, satellite providers and fiber optic networks, there are hundreds of channels to choose from.
I have just discovered Retirement Living TV. This network began airing programming in 2006. Now it offers 24 hour programming, all original. This channel is dedicated to the issues, concerns, questions and problems of people 55 and over. RLTV (this is how it is listed) claims to be “the expert in the field of aging, guided by an internationally recognized team of gerontologists and researchers.”
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